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Waspada Skimmer! Simak 6 Tips Aman Agar Uang Anda Tidak Dicuri Saat Gunakan ATM Seperti Kasus BRI

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ArenaWanita.com – Masalah yang menerpa sebagian nasabah bank BRI di Jawa Timur bikin kaget beberapa orang, terlebih karna masalah ini dapat menerpa barang siapa. 16 nasabah di Kediri, Jawa Timur ini mengalami kalau uang di rekening mereka menyusut karna di ambil oleh orang yang lain.

Peluang besar hal tersebut berjalan karena tingkah Skimmer yang memakai alat penyadap di mesin ATM tempat mereka ambil uang. Agar hal tersebut tidak berjalan pada kita, sebaiknya ikuti panduan keamanan di bawah ini :

Waspada Skimmer! Simak 6 Tips Aman Agar Uang Anda Tidak Dicuri Saat Gunakan ATM Seperti Kasus BRI

1. Siaga selalu

Hal yang paling perlu waktu kita mau memakai mesin ATM yaitu selalu untuk siaga. Senantiasa pantau keadaan sekitaran, adakah beberapa orang yang mencurigakan? Saksikan tempat tempat apakah ada ditempat yang aman, seperti ditempat keramaian atau ditempat yang sepi.

Biasanya beberapa oknum tidak berani menyadap mesin ATM yang ada didalam bank, mini mart, maupun tempat keramaian yang lain. Jadi sedapat dapatnya jauhi mesin ATM yang ada ditempat terpencil, atau ada ditempat terbuka. Kemudian, yang paling perlu yaitu selalu untuk menampik bila ada orang tdk di kenal yang tawarkan pertolongan.

2. Sebelumnya memakai mesin ATM, check terutama dahulu

Selain siaga, cobalah simak mesin ATM yang mau dipakai. Adakah kelainan atau keanehan dengan fisik pada mesin itu? Terutama pada sisi untuk memasukkan kartu, check apakah tempatnya ada yang aneh, atau apakah tampak janggal. Umumnya di ATM baru, tempat memasukkan kartunya ada lampu yang berkelap-kelip.

Jika tiada lampu yang menyala, ada peluang alat Skimmer dipasang di dalamnya hingga menghambat lampu yang ada pada dalam. Bila terdapat banyak mesin ATM dari bank yang sama di situ, cobalah banding diantara keduanya. Adakah yang berlainan, atau tampak berlainan?

Check juga sisi atas serta speaker dari ATM itu. Coba goyang-goyangkan. Bila ATM yang normal umumnya kuat serta tiada sisi yang longgar. Amati juga pada sisi keyboard-nya. Jika merasa lebih tidak tipis atau saat ditekan merasa keras, ada peluang sudah disusupi alat Skimmer dibalik keyboard itu.

3. Goyangkan kartu waktu memasukkannya ke ATM

Sesudah mengecek mesin dengan cermat serta tidak temukan ada yang aneh, waktunya memasukkan kartu. Waktu memasukkan kartu itu ke lubang pembaca kartu, goyang-goyangkan kartu ke kanan serta ke kiri atau ke atas serta ke bawah, hingga kartu masuk kedalam. Langkah kerja mesin Skimmer yaitu dengan membaca pita magnetik di kartu kita dalam satu pergerakan.

Jika kartu digoyang-goyang, jadi alat Skimmer itu tidak dapat membaca pita magnetik itu dengan baik. Karna pembaca kartu kita yang sebetulnya ada pada sisi yang lebih dalam sekali lagi, jadi sistem menggoyang-goyangkan kartu waktu dimasukkan tidak lagi mengganggu sistem mesin ATM yang asli.

4. Senantiasa asumsikan kalau ada orang yang mengintip

Waktu memasukkan nomor pin upayakan biar tidak dapat tampak oleh orang yang lain, walau tiada siapa-siapa saja di situ! Karna mungkin saja ada skimmer yang menaruh camera kecil ditempat yang tidak tampak. Nomor PIN yaitu benteng paling akhir dari serangan pembobolan oleh orang yang lain. Hingga jaga nomor PIN biar tidak menyebar ke orang yang lain, serta usahakan untuk ganti nomor PIN dengan berkala.

5. Gunakan ATM di hari kerja

Beberapa aktor Skimmer umumnya menanamkan alat penyadap mereka di waktu pekan akhir, yakni di hari Sabtu serta Minggu. Hal ini mereka kerjakan buat meminimalkan laporan korban yang sadari kalau mereka terkena sadap. Berhubung bank pada pekan akhir umumnya libur, jadi laporan korban baru dapat diolah sekian waktu selanjutnya.

Selang saat itu telah cukup untuk beberapa Skimmer untuk menggerakkan tindakan mereka. Oleh karenanya, bila tidak sangat terpaksa banget upayakan pakai ATM di hari kerja. Bila anda mengalami ada kesibukan mencurigakan di rekening anda, selekasnya laporkan ke bank perihal. Karna jadi tambah cepat laporan dilaksanakan, jadi juga akan jadi tambah cepat juga sistem untuk menindaklanjuti masalah itu.

6. Aktifkan service mobile banking

Saat ini umumnya bank sudah berikan service mobile banking untuk nasabah mereka. Sebaiknya selekasnya aktifkan service ini, biar semua jenis kesibukan di rekening anda dapat dimonitor olehmu sendiri. Sebagian service mobile banking juga berikan service pemberitahuan ke hape atau e-mail anda andaikan berjalan transaksi di rekening. Ingat! Semakin cepat anda bereaksi atas kehilangan anda di bank jadi juga akan jadi tambah cepat juga sistem pemeriksaannya.

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